Turn Your Property’s Equity Into Business Capital — Without Touching Your Mortgage
Access up to $750,000 in as little as 5 business days with a Business Purpose HELOC. Keep the low-rate mortgage you already have. Use the equity you’ve already earned.
Fill out the form and we’ll send a secure, personalized link to check your eligibility. Soft credit pull only — your score won’t move.
- Funding in as little as 5 business days
- 100% online
- Soft-pull pre-qual
Not available in these states: Arizona, Georgia, Hawaii, Idaho, Iowa, Kansas, Michigan, Minnesota, Nevada, New Hampshire, New Jersey, North Dakota, Oregon, South Dakota, Utah, Vermont, Virginia
Primary residences only in Texas and New York
Get My Secure Pre-Approval Link
Fill out the form below, and we’ll email you a private link to start your soft-pull pre-approval.
Your equity is sitting there. Your business isn’t waiting.
If you own property — the building your business runs out of, your home, or an investment property — refinancing your first mortgage to pull out cash almost never makes sense right now. Not when it means giving up a rate you’ll never see again.
A Business Purpose HELOC lets you tap your equity in a second — or even third — lien position. Your existing mortgage stays exactly as it is. Your equity just goes to work.
Who This Is Built For
For Business Owners Who Own Property
- Fuel growth – Fund expansion, hire staff, restock inventory, or invest in new equipment.
- Launch what’s next – Get capital for a new venture without waiting months on an SBA loan.
- Simplify your debt – Consolidate high-interest business debt into one predictable payment.
- Stay in control – Access capital without giving up equity or bringing on a partner.
For Real Estate Investors
- Move at cash-offer speed – Access capital fast enough to compete on your next acquisition.
- Renovate and reposition – Fund the rehab that gets you higher rents or a stronger resale.
- Layer your financing – Available up to 3rd lien position on primary, so existing loans stay untouched.
- Recycle your capital – Pull equity from performing assets instead of refinancing them away.
Program Highlights
- Up to $750K – Loan amounts from $25K to $750K
- Fast Funding – As little as 5 business days
- Soft-Pull Pre-Qual – See your options — no credit impact
- 100% Online – Full application in ~5 minutes
- Up to 3rd Lien on Primary and 2nd Lien on Secondary and Investment – No need to refi your 1st mortgage
- Terms Up to 30 Yrs – Flexible terms built for your cash flow
- No Out-of-Pocket Costs – Simple, predictable monthly payments
Do You Qualify?
Getting a sense of where you stand takes one minute — and it won’t cost you a point on your credit score.
- Minimum credit score: 640 (Primary) and 680 (Secondary and Investment)
- Debt-to-income under 50%
- Owner-occupied, second homes, and select investment properties eligible
- Single-family, condos, townhomes, duplexes, and 3–4 unit properties eligible
See What Your Equity Could Do For Your Business
Fill out the form and we’ll send a secure, personalized link to check your eligibility. Soft credit pull only — your score won’t move.
- No hard credit pull
- No obligation to proceed
- No out-of-pocket cost to check