Velocity Lending Solutions - Small Business & Real Estate Funding
Real Estate Loans - Velocity Lending Solutions

Real Estate Loans

Get Up To $2,000,000

Whether you’re purchasing your next investment property or refinancing an existing one, we offer flexible funding solutions built for real estate investors. Our loan programs — including hard money, DSCR, and HELOC — are designed around 1-4 unit residential investment properties, with minimal documentation requirements so you can move quickly without the red tape of traditional lending.

Loan Programs

FIX & FLIP

Fast, flexible funding to acquire and renovate investment properties you won’t be occupying yourself.

  • Rates starting from 8.9%
  • Up to 100% LTC financing available
  • Bridge loan available for quick closes
  • FICO: 600+

LONG-TERM RENTAL

DSCR loans built for long-term rental investors — whether you’re purchasing a rent-ready property or refinancing one you already hold.

  • Rates starting from 5.75%
  • Purchase: Lesser of up to 80% as-is-value or 80% LTC
  • Refinance: Up to 80% (rate & term) and 75% (cash-out)
  • FICO: 660+

NEW CONSTRUCTION

Short-term capital for ground-up construction — built to fund your project from the ground breaking to the finish line.

  • Rates starting from 8.9%
  • Up to 90% LTC / 75% ARV
  • Available for new home builders
  • FICO: 680+

HELOC

Tap into the equity of your primary, secondary or investment property without touching your existing financing.

  • Credit lines up to $750,000
  • Up to 85% CLTV (primary) and 80% (secondary & investment)
  • Funding in as fast as 5 business days
  • FICO: 680+ for investment properties, 600+ for primary
  • APPLY HERE for a pre-approval

Real Estate Funding Quote Form

Please fill out the application form below so we can work on your custom funding offer for your residential 1-4 unit property.

For all other scenarios, including Commercial, Industrial, Land, Mobile Homes, Assisted Living, Hotels/Motels, Cannabis, Large Multi-Family (5+ units) and more, please fill out this form with our partner Loan Geek, and a representative will reach out promptly to review your request and pre-qualify you for a potential program option.

These can be flips, rentals, new construction, but the key is they have to have been an owner on the property within the last 36 months.
We can fund up to 10 units