HELOC Pre-Approval Application

If you locked in a 3% or 4% mortgage on a rental property over the last few years, the last thing you want to do is refinance it.

But that doesn’t mean the equity has to sit there doing nothing.

Through our partner Loan Geek, we now have access to an investment property HELOC — one of the very few programs of its kind currently available — that lets you tap equity without touching your existing financing.

And here’s the update that changes things for a lot of investors: the program now accepts properties held in an LLC. Previously, title had to be in a personal name.

Here’s a quick look at the program:

Credit lines up to $750,000
Up to 85% CLTV (primary) and 80% (secondary & investment)
Funding in as fast as 5 business days
Min FICO: 680 for investment properties, 600 for primary
Property types: SFRs, condos, townhomes, PUDs, duplexes, 2–4 units
Available in 34 states*
3-month seasoning required

To get started with a pre-approval, please fill out the form below.

* NOT available in these 16 states at this time: Alaska (AK), Arizona (AZ), California (CA), Georgia (GA) Hawaii (HI), Idaho (ID), Michigan (MI), Minnesota (MN), Nevada (NV), New Jersey (NJ), North Dakota (ND), Oregon (OR), South Dakota (SD), Utah (UT), Virginia (VA), West Virginia (WV). Primary residences only in Texas (TX) and New York (NY) and title must be in personal name. For properties in Florida (FL), primary residence has to be in a personal name and any secondary or investment properties have to be in a LLC.

Subject Property Address (Title must be in personal name or LLC) *

Address Line 1

Address Line 2

City

State

Zip Code

FULL Legal Name of LLC on title (if applicable)

Occupancy type (primary property, secondary property, investment property) *

Name (or LLC owner) on Title *

First

Last

Primary address (if different from subject property)

Address Line 1

Address Line 2

City

State

Zip Code

Email *

(if there (Full

Phone *

Date of birth *

Is there someone else (or another LLC owner) on title? *

Is the property currently on the market? *

Employment type (Full time, part time, retired, self-employed, alimony, unemployed) *

A soft inquiry is required. This will NOT impact your credit score.